1. Acceptance
By accessing or using finance-pulse24.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Site.
2. Use of the Site
Finance Pulse provides financial data and research for informational purposes. You may view, share, and reference the content for personal, non-commercial use. Automated scraping of the Site at a rate that degrades service for other users is prohibited. Reasonable, rate-limited use of our public data via browsers and standard user agents is allowed.
3. No Financial Advice
Content on the Site is not financial, tax, legal, or investment advice. See the Disclaimer for the full version.
4. Intellectual Property
Editorial content, methodology descriptions, derived metrics (real-yield snapshots, Distribution Safety Score, NAV premium/discount figures), and original writing are © Finance Pulse. You may quote reasonable excerpts with attribution and a link back. Raw data we republish from upstream sources (Yahoo Finance, World Bank, FRED, stock exchanges) is subject to those sources' own terms.
5. No Warranties
The Site is provided "as is." We do not warrant that the content will be accurate, complete, or uninterrupted. We document known limitations on the Methodology page, but cannot guarantee fitness for any particular purpose.
6. Limitation of Liability
To the maximum extent permitted by law, Finance Pulse and its operators are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on its content.
7. Third-Party Links
The Site links to third-party services (exchange pages, data providers). We have no control over those sites and are not responsible for their content or privacy practices.
8. Termination
We may suspend or terminate access to the Site — or to specific features — at any time, for any reason, without prior notice. These Terms survive termination to the extent necessary (e.g., liability limitations).
9. Governing Law
These Terms are governed by the laws of Singapore. Disputes will be resolved in Singapore courts, without prejudice to any mandatory consumer protections you may enjoy under your local law.
10. Changes
We may update these Terms. Material changes will be indicated by updating the effective date. Continued use of the Site after changes constitutes acceptance.